• Social Security and company pension plans may not provide enough income to make those dreams a reality.

• Annuities let you invest an unlimited amount of money tax-deferred--even if you're already contributing the maximum to an IRA or 401(k) plan.

• Longer average life spans mean your retirement income may have to last 20 to 30 years--or more.

• Annuities can help to grow your retirement money faster, by converting taxable income into tax-deferred savings.

• Inflation is a silent thief--even if it averages just 4% per year over the next 15 years, today's 65-year-olds would need to increase their income by 80% to maintain the same standard of living at age 80.

No wonder millions of Americans have started to build extra retirement resources using the tax deferral and flexible choices annuities offer. In the past, annuities offered relatively few savings and payout options. But today, there is a wide range of plans -- from fixed annuities to variable annuities to immediate income annuities.

Explore the full range of choices in our Annuity Products Overview.

Accumulation and Payout Information

Deferred annuities have two phases: accumulation and payout.

• During the accumulation phase, your assets are invested for potential growth. You can make a single, lump-sum investment, or build assets with multiple payments over time.
• During the payout phase, you begin receiving payments. Typically, this is during your retirement. Most annuities provide a variety of payout options. For example, you could choose to receive a lump-sum payment, payments for a set period of years or payments for the rest of your life. Or you might structure payments to increase over time.

Having flexibility in making and receiving payments allows you to structure an annuity to fit your budget and your retirement goals.

Preferred Securities Group, Inc.
5301 N. Federal Highway, Suite 150
Boca Raton, Florida 33487
1-800-909-9150
Tel. (561) 998-2170
Fax (561) 998-2177
Email: info@preferredsecurities.com

Member N.A.S.D., S.I.P.C.
Florida